LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,772
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,480
−HK$720/mo
Today · 4.125%
HK$24,200
baseline
▲ 0.50% · 4.625%
HK$25,672
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,400/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,013
−HK$689/mo
Today · 4.125%
HK$26,702
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,404/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,176
−HK$864/mo
Today · 4.125%
HK$29,040
baseline
▲ 0.50% · 4.625%
HK$30,807
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,080/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,216
−HK$827/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,732
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,881
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,872
−HK$1,008/mo
Today · 4.125%
HK$33,880
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,760/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,467
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,418
−HK$965/mo
Today · 4.125%
HK$37,383
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,766/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,990
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,295/mo
Today · 4.125%
HK$43,560
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,650/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,120/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,600
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,241/mo
Today · 4.125%
HK$48,064
baseline
▲ 0.50% · 4.625%
HK$50,598
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,128/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,658 · Scale 2, in force from 26 Feb 2026)