LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,779
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$720/mo
Today · 4.125%
HK$24,207
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,414/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,341
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,021
−HK$689/mo
Today · 4.125%
HK$26,710
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,420/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,335
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$864/mo
Today · 4.125%
HK$29,049
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,098/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,410
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,225
−HK$827/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$33,742
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,882
−HK$1,008/mo
Today · 4.125%
HK$33,890
baseline
▲ 0.50% · 4.625%
HK$35,952
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,780/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,478
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,429
−HK$966/mo
Today · 4.125%
HK$37,395
baseline
▲ 0.50% · 4.625%
HK$39,366
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,790/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,002
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,296/mo
Today · 4.125%
HK$43,573
baseline
▲ 0.50% · 4.625%
HK$46,224
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,146/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,241/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,962 · Scale 2, in force from 26 Feb 2026)