LTV · monthly repayment
▼ 0.50% · 3.625%
HK$227,808
−HK$14,285/mo
▼ 0.25% · 3.875%
HK$234,894
−HK$7,199/mo
Today · 4.125%
HK$242,093
baseline
▲ 0.50% · 4.625%
HK$256,824
+HK$14,731/mo
Deposit HK$49.95M · loan HK$49.95M · min. income ≈ HK$484,186/mo (50% DSR)
Upfront cash ≈ HK$54.20M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,434
−HK$13,692/mo
▼ 0.25% · 3.875%
HK$260,231
−HK$6,895/mo
Today · 4.125%
HK$267,126
baseline
▲ 0.50% · 4.625%
HK$281,207
+HK$14,081/mo
Deposit HK$49.95M · loan HK$49.95M · min. income ≈ HK$534,252/mo (50% DSR)
Upfront cash ≈ HK$54.20M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,369
−HK$17,143/mo
▼ 0.25% · 3.875%
HK$281,873
−HK$8,639/mo
Today · 4.125%
HK$290,512
baseline
▲ 0.50% · 4.625%
HK$308,189
+HK$17,677/mo
Deposit HK$39.96M · loan HK$59.94M · min. income ≈ HK$581,024/mo (50% DSR)
Upfront cash ≈ HK$44.21M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,120
−HK$16,431/mo
▼ 0.25% · 3.875%
HK$312,277
−HK$8,274/mo
Today · 4.125%
HK$320,551
baseline
▲ 0.50% · 4.625%
HK$337,448
+HK$16,897/mo
Deposit HK$39.96M · loan HK$59.94M · min. income ≈ HK$641,102/mo (50% DSR)
Upfront cash ≈ HK$44.21M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,931
−HK$19,999/mo
▼ 0.25% · 3.875%
HK$328,851
−HK$10,079/mo
Today · 4.125%
HK$338,930
baseline
▲ 0.50% · 4.625%
HK$359,554
+HK$20,624/mo
Deposit HK$29.97M · loan HK$69.93M · min. income ≈ HK$677,860/mo (50% DSR)
Upfront cash ≈ HK$34.22M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,807
−HK$19,169/mo
▼ 0.25% · 3.875%
HK$364,323
−HK$9,653/mo
Today · 4.125%
HK$373,976
baseline
▲ 0.50% · 4.625%
HK$393,689
+HK$19,713/mo
Deposit HK$29.97M · loan HK$69.93M · min. income ≈ HK$747,952/mo (50% DSR)
Upfront cash ≈ HK$34.22M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,054
−HK$25,714/mo
▼ 0.25% · 3.875%
HK$422,809
−HK$12,959/mo
Today · 4.125%
HK$435,768
baseline
▲ 0.50% · 4.625%
HK$462,283
+HK$26,515/mo
Deposit HK$9.99M · loan HK$89.91M · min. income ≈ HK$871,536/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,181
−HK$24,646/mo
▼ 0.25% · 3.875%
HK$468,415
−HK$12,412/mo
Today · 4.125%
HK$480,827
baseline
▲ 0.50% · 4.625%
HK$506,172
+HK$25,345/mo
Deposit HK$9.99M · loan HK$89.91M · min. income ≈ HK$961,654/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$4,245,937 · Scale 2, in force from 26 Feb 2026)