LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,781
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$720/mo
Today · 4.125%
HK$24,210
baseline
▲ 0.50% · 4.625%
HK$25,683
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,420/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,344
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,024
−HK$689/mo
Today · 4.125%
HK$26,713
baseline
▲ 0.50% · 4.625%
HK$28,121
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,426/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,338
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,188
−HK$864/mo
Today · 4.125%
HK$29,052
baseline
▲ 0.50% · 4.625%
HK$30,820
+HK$1,768/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,104/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$828/mo
Today · 4.125%
HK$32,056
baseline
▲ 0.50% · 4.625%
HK$33,746
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,112/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,886
−HK$1,008/mo
Today · 4.125%
HK$33,894
baseline
▲ 0.50% · 4.625%
HK$35,956
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,788/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,433
−HK$965/mo
Today · 4.125%
HK$37,398
baseline
▲ 0.50% · 4.625%
HK$39,370
+HK$1,972/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,796/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,006
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,296/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$46,229
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,241/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,067 · Scale 2, in force from 26 Feb 2026)