LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,785
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$720/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,687
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,348
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$690/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,126
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,342
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$864/mo
Today · 4.125%
HK$29,057
baseline
▲ 0.50% · 4.625%
HK$30,825
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,114/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,418
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$827/mo
Today · 4.125%
HK$32,061
baseline
▲ 0.50% · 4.625%
HK$33,751
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,122/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,891
−HK$1,008/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$2,063/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,439
−HK$966/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,013
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,289
−HK$1,296/mo
Today · 4.125%
HK$43,585
baseline
▲ 0.50% · 4.625%
HK$46,237
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,170/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,627
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,242/mo
Today · 4.125%
HK$48,092
baseline
▲ 0.50% · 4.625%
HK$50,627
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,184/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,231 · Scale 2, in force from 26 Feb 2026)