LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,787
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,496
−HK$720/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$690/mo
Today · 4.125%
HK$26,720
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,440/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,195
−HK$864/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$828/mo
Today · 4.125%
HK$32,064
baseline
▲ 0.50% · 4.625%
HK$33,754
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,128/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,902
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$1,008/mo
Today · 4.125%
HK$33,902
baseline
▲ 0.50% · 4.625%
HK$35,965
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,804/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,442
−HK$966/mo
Today · 4.125%
HK$37,408
baseline
▲ 0.50% · 4.625%
HK$39,380
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,816/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,017
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,292
−HK$1,297/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$46,241
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,631
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,854
−HK$1,242/mo
Today · 4.125%
HK$48,096
baseline
▲ 0.50% · 4.625%
HK$50,631
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,192/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,317 · Scale 2, in force from 26 Feb 2026)