LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,790
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$721/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$690/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$864/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,424
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$828/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,905
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,898
−HK$1,008/mo
Today · 4.125%
HK$33,906
baseline
▲ 0.50% · 4.625%
HK$35,969
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,812/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,494
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,446
−HK$966/mo
Today · 4.125%
HK$37,412
baseline
▲ 0.50% · 4.625%
HK$39,384
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,824/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,021
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,297
−HK$1,297/mo
Today · 4.125%
HK$43,594
baseline
▲ 0.50% · 4.625%
HK$46,246
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,188/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,636
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,860
−HK$1,241/mo
Today · 4.125%
HK$48,101
baseline
▲ 0.50% · 4.625%
HK$50,637
+HK$2,536/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,202/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,432 · Scale 2, in force from 26 Feb 2026)