LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,792
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,501
−HK$720/mo
Today · 4.125%
HK$24,221
baseline
▲ 0.50% · 4.625%
HK$25,695
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,442/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$690/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$865/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,427
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$828/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,909
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$1,009/mo
Today · 4.125%
HK$33,910
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,820/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,498
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,450
−HK$966/mo
Today · 4.125%
HK$37,416
baseline
▲ 0.50% · 4.625%
HK$39,388
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,832/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,026
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,296/mo
Today · 4.125%
HK$43,598
baseline
▲ 0.50% · 4.625%
HK$46,251
+HK$2,653/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,196/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,641
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,241/mo
Today · 4.125%
HK$48,106
baseline
▲ 0.50% · 4.625%
HK$50,642
+HK$2,536/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,212/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,537 · Scale 2, in force from 26 Feb 2026)