LTV · monthly repayment
▼ 0.50% · 3.625%
HK$22,796
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,505
−HK$721/mo
Today · 4.125%
HK$24,226
baseline
▲ 0.50% · 4.625%
HK$25,700
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,452/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,361
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,041
−HK$690/mo
Today · 4.125%
HK$26,731
baseline
▲ 0.50% · 4.625%
HK$28,140
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,462/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,355
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$865/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,433
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,249
−HK$828/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$33,768
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,915
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,907
−HK$1,009/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,980
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,505
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$966/mo
Today · 4.125%
HK$37,423
baseline
▲ 0.50% · 4.625%
HK$39,396
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,846/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,033
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,310
−HK$1,296/mo
Today · 4.125%
HK$43,606
baseline
▲ 0.50% · 4.625%
HK$46,260
+HK$2,654/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,212/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,649
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,873
−HK$1,242/mo
Today · 4.125%
HK$48,115
baseline
▲ 0.50% · 4.625%
HK$50,652
+HK$2,537/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,230/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,723 · Scale 2, in force from 26 Feb 2026)