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302 ft²
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454 ft²
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454 ft²
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463 ft²
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454 ft²
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355 ft²
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388 ft²
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388 ft²
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454 ft²
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377 ft²
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302 ft²
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295 ft²
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463 ft²
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294 ft²
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302 ft²
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454 ft²
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381 ft²
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454 ft²
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393 ft²
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398 ft²
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377 ft²
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381 ft²
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302 ft²
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355 ft²
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355 ft²
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294 ft²
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356 ft²
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388 ft²
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393 ft²
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302 ft²
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295 ft²
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295 ft²
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459 ft²
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454 ft²
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454 ft²
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454 ft²
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463 ft²
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398 ft²
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302 ft²
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355 ft²
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302 ft²
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355 ft²
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294 ft²
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355 ft²
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355 ft²
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295 ft²
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454 ft²
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381 ft²
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294 ft²
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454 ft²
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459 ft²
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295 ft²
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454 ft²
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24/F 19
25/F 1
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25/F 6
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25/F 8
356 ft²
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25/F 13
25/F 14
459 ft²
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454 ft²
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26/F 1
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388 ft²
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26/F 14
459 ft²
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26/F 19
27/F 1
27/F 2
27/F 3
27/F 4
27/F 5
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27/F 11
27/F 12
27/F 13
27/F 14
27/F 15
27/F 16
27/F 17
27/F 18
27/F 19
398 ft²
28/F 1
28/F 2
28/F 3
28/F 4
28/F 5
28/F 6
294 ft²
28/F 7
294 ft²
28/F 8
28/F 9
388 ft²
28/F 10
28/F 11
28/F 12
295 ft²
28/F 13
28/F 14
28/F 15
28/F 16
28/F 17
454 ft²
28/F 18
28/F 19
29/F 1
29/F 2
29/F 3
29/F 4
29/F 6
29/F 7
29/F 8
29/F 9
29/F 10
29/F 11
302 ft²
29/F 12
Crescira AVM · estimated value
● Medium confidence
HK$5.06M
≈ HK$11,152 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,083/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$20,780
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,427
−HK$656/mo
Today · 4.125%
HK$22,083
baseline
▲ 0.50% · 4.625%
HK$23,427
+HK$1,344/mo
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,166/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,914 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 45/F
- Flat
- 15
- Saleable Area
- 454 ft²
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-28 | HK$4.59M | +41.7% |
| 2020-08-27 | HK$3.24M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Fo Tan
≈ 4 min walk · 259 m
Education
23
schools within 1 km (6 within 500 m)
Daily convenience
21
within 1 km (11 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km
Excellent connectivity — about 4 min walk to Fo Tan Station (a rail station within an 8-min walk earns this label).
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com