Skip to content

154號 B2

in Nga Tsin Villa

Kowloon City District · Kowloon

Crescira AVM · estimated value Medium confidence
HK$10.54M
≈ HK$9,915 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.16M, with repayments around HK$35,756/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,646
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$1,063/mo
Today · 4.125%
HK$35,756
baseline
▲ 0.50% · 4.625%
HK$37,932
+HK$2,176/mo

Deposit HK$3.16M · loan HK$7.38M · min. income ≈ HK$71,512/mo (50% DSR)

Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$395,237 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
154號
Flat
B2
Saleable Area
1,063 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2021-12-14 HK$14.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 729 m
Education
96
schools within 1 km (20 within 500 m)
Daily convenience
22
within 1 km (9 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 96 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Data sourced from Renavon.com