Skip to content

8/F NO. 26 FRONT(FLAT A)

in PAK TAI MANSION

Crescira AVM · estimated value Medium confidence
HK$4.78M
≈ HK$7,880 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,829/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,600
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,210
−HK$619/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$22,097
+HK$1,268/mo

Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,658/mo (50% DSR)

Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$95,032 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
NO. 26 FRONT(FLAT A)
Saleable Area
606 ft²
School net (POA)
34

Transaction History

Date Price Gain / loss
2011-09-16 HK$1.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 318 m
Education
71
schools within 1 km (28 within 500 m)
Daily convenience
36
within 1 km (16 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Data sourced from Renavon.com