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20/F A

in Vele

Southern District · Hong Kong Island

Crescira AVM · estimated value Medium confidence
HK$52.93M
≈ HK$30,972 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.88M, with repayments around HK$179,570/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$168,974
−HK$10,596/mo
▼ 0.25% · 3.875%
HK$174,230
−HK$5,340/mo
Today · 4.125%
HK$179,570
baseline
▲ 0.50% · 4.625%
HK$190,497
+HK$10,927/mo

Deposit HK$15.88M · loan HK$37.05M · min. income ≈ HK$359,140/mo (50% DSR)

Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,249,558 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,709 ft²
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-08-27 HK$56.46M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lei Tung
≈ 4 min walk · 307 m
Education
26
schools within 1 km (9 within 500 m)
Daily convenience
24
within 1 km (7 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Lei Tung Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Data sourced from Renavon.com