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3/F B

in VILLA CECIL PHASE 2 TOWER 1

Southern District · Hong Kong Island

Crescira AVM · estimated value Medium confidence
HK$42.58M
≈ HK$15,468 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.77M, with repayments around HK$144,462/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$135,938
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,166
−HK$4,296/mo
Today · 4.125%
HK$144,462
baseline
▲ 0.50% · 4.625%
HK$153,252
+HK$8,790/mo

Deposit HK$12.77M · loan HK$29.81M · min. income ≈ HK$288,924/mo (50% DSR)

Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,743 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 17 min walk · 1,327 m
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
B
Saleable Area
2,753 Saleable ft²
Gross Area
3,691 ft²
Efficiency
75%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-12-10 HK$40.00M −33.8%
14.9y · −2.0%/yr
2011-02-01 HK$60.44M
Data sourced from Renavon.com