▼ 0.50% · 3.625%
HK$12,993
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,397
−HK$411/mo
Today · 4.125%
HK$13,808
baseline
▲ 0.50% · 4.625%
HK$14,648
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,616/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,455
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,842
−HK$394/mo
Today · 4.125%
HK$15,236
baseline
▲ 0.50% · 4.625%
HK$16,039
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,472/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,293
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,737
−HK$452/mo
Today · 4.125%
HK$15,189
baseline
▲ 0.50% · 4.625%
HK$16,113
+HK$924/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$30,378/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,327
−HK$432/mo
Today · 4.125%
HK$16,759
baseline
▲ 0.50% · 4.625%
HK$17,643
+HK$884/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$33,518/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,592
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,077
−HK$493/mo
Today · 4.125%
HK$16,570
baseline
▲ 0.50% · 4.625%
HK$17,578
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,140/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,346
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,811
−HK$472/mo
Today · 4.125%
HK$18,283
baseline
▲ 0.50% · 4.625%
HK$19,247
+HK$964/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,566/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,417
−HK$533/mo
Today · 4.125%
HK$17,950
baseline
▲ 0.50% · 4.625%
HK$19,043
+HK$1,093/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$35,900/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,791
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,295
−HK$511/mo
Today · 4.125%
HK$19,806
baseline
▲ 0.50% · 4.625%
HK$20,851
+HK$1,045/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$39,612/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,190
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,756
−HK$575/mo
Today · 4.125%
HK$19,331
baseline
▲ 0.50% · 4.625%
HK$20,507
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,662/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,237
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,779
−HK$551/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,454
+HK$1,124/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,260/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$590/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,204/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,789
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,436
−HK$657/mo
Today · 4.125%
HK$22,093
baseline
▲ 0.50% · 4.625%
HK$23,437
+HK$1,344/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$44,186/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,128
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,748
−HK$629/mo
Today · 4.125%
HK$24,377
baseline
▲ 0.50% · 4.625%
HK$25,662
+HK$1,285/mo
Deposit HK$1.14M · loan HK$4.56M · min. income ≈ HK$48,754/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,088
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,776
−HK$698/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,902
+HK$1,428/mo
Deposit HK$855K · loan HK$4.84M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,232
−HK$669/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,266
+HK$1,365/mo
Deposit HK$855K · loan HK$4.84M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,388
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$739/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,367
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,019
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$708/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$28,870
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).