▼ 0.50% · 3.625%
HK$2,044
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,108
−HK$64/mo
Today · 4.125%
HK$2,172
baseline
▲ 0.50% · 4.625%
HK$2,304
+HK$132/mo
Deposit HK$448K · loan HK$448K · min. income ≈ HK$4,344/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,274
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,335
−HK$62/mo
Today · 4.125%
HK$2,397
baseline
▲ 0.50% · 4.625%
HK$2,523
+HK$126/mo
Deposit HK$448K · loan HK$448K · min. income ≈ HK$4,794/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,249
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,318
−HK$72/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$145/mo
Deposit HK$403K · loan HK$493K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,501
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$68/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$139/mo
Deposit HK$403K · loan HK$493K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,453
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,529
−HK$78/mo
Today · 4.125%
HK$2,607
baseline
▲ 0.50% · 4.625%
HK$2,765
+HK$158/mo
Deposit HK$359K · loan HK$538K · min. income ≈ HK$5,214/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$74/mo
Today · 4.125%
HK$2,876
baseline
▲ 0.50% · 4.625%
HK$3,028
+HK$152/mo
Deposit HK$359K · loan HK$538K · min. income ≈ HK$5,752/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,657
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,740
−HK$84/mo
Today · 4.125%
HK$2,824
baseline
▲ 0.50% · 4.625%
HK$2,996
+HK$172/mo
Deposit HK$314K · loan HK$583K · min. income ≈ HK$5,648/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,956
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,036
−HK$80/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,280
+HK$164/mo
Deposit HK$314K · loan HK$583K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,862
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$90/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$185/mo
Deposit HK$269K · loan HK$628K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$87/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$177/mo
Deposit HK$269K · loan HK$628K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,162
−HK$96/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$199/mo
Deposit HK$224K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$92/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$190/mo
Deposit HK$224K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$104/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$211/mo
Deposit HK$179K · loan HK$717K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$99/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$202/mo
Deposit HK$179K · loan HK$717K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$110/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$225/mo
Deposit HK$134K · loan HK$762K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$105/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$215/mo
Deposit HK$134K · loan HK$762K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$116/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$238/mo
Deposit HK$90K · loan HK$807K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$111/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$228/mo
Deposit HK$90K · loan HK$807K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).