▼ 0.50% · 3.625%
HK$2,896
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$92/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$187/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$87/mo
Today · 4.125%
HK$3,396
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$179/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,792/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,186
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$101/mo
Today · 4.125%
HK$3,386
baseline
▲ 0.50% · 4.625%
HK$3,592
+HK$206/mo
Deposit HK$572K · loan HK$699K · min. income ≈ HK$6,772/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$97/mo
Today · 4.125%
HK$3,736
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$197/mo
Deposit HK$572K · loan HK$699K · min. income ≈ HK$7,472/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,476
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$110/mo
Today · 4.125%
HK$3,694
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$224/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$7,388/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$106/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$214/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$119/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$244/mo
Deposit HK$445K · loan HK$826K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$114/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$233/mo
Deposit HK$445K · loan HK$826K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$128/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$262/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$123/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$250/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$137/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$281/mo
Deposit HK$318K · loan HK$953K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$131/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$269/mo
Deposit HK$318K · loan HK$953K · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$147/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$299/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$140/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$286/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$156/mo
Today · 4.125%
HK$5,233
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$318/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,466/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$149/mo
Today · 4.125%
HK$5,774
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$304/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,548/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$164/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$338/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,800
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$157/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$323/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).