▼ 0.50% · 3.625%
HK$2,304
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,376
−HK$73/mo
Today · 4.125%
HK$2,449
baseline
▲ 0.50% · 4.625%
HK$2,598
+HK$149/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$4,898/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,632
−HK$70/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,844
+HK$142/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,535
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$81/mo
Today · 4.125%
HK$2,694
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$163/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,388/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,820
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$77/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,129
+HK$157/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$87/mo
Today · 4.125%
HK$2,938
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$179/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$5,876/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$83/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$94/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$194/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$90/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$186/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$102/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$209/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$98/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$3,982
+HK$199/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,456
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,564
−HK$109/mo
Today · 4.125%
HK$3,673
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$224/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$7,346/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$105/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$213/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$117/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$238/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$112/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$228/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,917
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$124/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,416
+HK$253/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$118/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,835
+HK$242/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$131/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$268/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$125/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$257/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).