Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$479K, with repayments around HK$20,876/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- F
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 485 ft²
- Efficiency
- 76%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-04 | HK$4.00M | −32.0% 3.5y · −9.0%/yr |
| 2022-02-16 | HK$5.88M | +22.5% 4.3y · 5.0%/yr |
| 2017-11-14 | HK$4.80M | +93.5% 6.4y · 15.0%/yr |
| 2011-06-13 | HK$2.48M | +56.0% |
| 2008-03-14 | HK$1.59M | −30.9% |
| 1998-01-07 | HK$2.30M | — |