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21/F 20

Kwai Tsing District · New Territories West

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1/F 12 490 ft² 1/F 13 490 ft² 1/F 6 381 ft² 2/F 12 490 ft² 2/F 13 490 ft² 2/F 6 381 ft² 3/F 1 381 ft² 3/F 11 381 ft² 3/F 15 381 ft² 3/F 19 381 ft² 3/F 24 381 ft² 3/F 3 381 ft² 3/F 4 490 ft² 3/F 6 381 ft² 3/F 8 381 ft² 4/F 1 381 ft² 4/F 12 490 ft² 4/F 13 490 ft² 4/F 19 381 ft² 4/F 2 381 ft² 4/F 21 490 ft² 5/F 1 381 ft² 5/F 12 490 ft² 5/F 15 381 ft² 5/F 16 381 ft² 5/F 19 381 ft² 5/F 20 490 ft² 5/F 22 381 ft² 5/F 23 381 ft² 5/F 4 490 ft² 5/F 5 490 ft² 5/F 6 381 ft² 5/F 7 381 ft² 5/F 8 381 ft² 6/F 10 381 ft² 6/F 13 490 ft² 6/F 15 381 ft² 6/F 19 381 ft² 6/F 21 490 ft² 6/F 24 381 ft² 6/F 5 490 ft² 6/F 8 381 ft² 6/F 9 381 ft² 7/F 1 381 ft² 7/F 10 381 ft² 7/F 13 490 ft² 7/F 17 381 ft² 7/F 19 381 ft² 7/F 24 381 ft² 7/F 3 381 ft² 7/F 4 490 ft² 7/F 9 381 ft² 8/F 10 381 ft² 8/F 12 490 ft² 8/F 15 381 ft² 8/F 20 490 ft² 8/F 22 381 ft² 8/F 23 381 ft² 8/F 9 381 ft² 9/F 10 381 ft² 9/F 17 381 ft² 9/F 18 381 ft² 9/F 2 381 ft² 9/F 20 490 ft² 9/F 24 381 ft² 9/F 5 490 ft² 9/F 6 381 ft² 9/F 8 381 ft² 9/F 9 381 ft² 9/F 19 381 ft² 10/F 1 381 ft² 10/F 10 381 ft² 10/F 11 381 ft² 10/F 12 490 ft² 10/F 13 490 ft² 10/F 14 381 ft² 10/F 15 381 ft² 10/F 16 381 ft² 10/F 18 381 ft² 10/F 19 381 ft² 10/F 2 381 ft² 10/F 21 490 ft² 10/F 23 381 ft² 10/F 9 381 ft² 11/F 15 381 ft² 11/F 16 381 ft² 11/F 3 381 ft² 11/F 5 490 ft² 12/F 10 381 ft² 12/F 13 490 ft² 12/F 15 381 ft² 12/F 2 381 ft² 12/F 21 490 ft² 12/F 23 381 ft² 12/F 24 381 ft² 12/F 3 381 ft² 12/F 4 490 ft² 12/F 6 381 ft² 12/F 9 381 ft² 13/F 1 381 ft² 13/F 14 381 ft² 13/F 18 381 ft² 13/F 2 381 ft² 13/F 20 490 ft² 13/F 22 381 ft² 13/F 23 381 ft² 13/F 24 381 ft² 13/F 4 490 ft² 13/F 5 490 ft² 13/F 6 381 ft² 13/F 7 381 ft² 13/F 9 381 ft² 14/F 10 381 ft² 14/F 3 381 ft² 14/F 6 381 ft² 14/F 8 381 ft² 14/F 9 381 ft² 15/F 1 381 ft² 15/F 13 490 ft² 15/F 18 381 ft² 15/F 19 381 ft² 15/F 2 381 ft² 15/F 22 381 ft² 15/F 8 381 ft² 16/F 11 381 ft² 16/F 12 490 ft² 16/F 14 381 ft² 16/F 16 381 ft² 16/F 17 381 ft² 16/F 18 381 ft² 16/F 2 381 ft² 16/F 20 490 ft² 16/F 22 381 ft² 16/F 24 381 ft² 16/F 3 381 ft² 16/F 7 381 ft² 16/F 9 381 ft² 17/F 1 381 ft² 17/F 10 381 ft² 17/F 11 381 ft² 17/F 13 490 ft² 17/F 16 381 ft² 17/F 19 381 ft² 17/F 3 381 ft² 17/F 4 490 ft² 17/F 6 381 ft² 17/F 7 381 ft² 17/F 8 381 ft² 18/F 12 490 ft² 18/F 13 490 ft² 18/F 16 381 ft² 18/F 2 381 ft² 18/F 21 490 ft² 18/F 5 490 ft² 18/F 8 381 ft² 19/F 11 381 ft² 19/F 12 490 ft² 19/F 16 381 ft² 19/F 17 381 ft² 19/F 18 381 ft² 19/F 2 381 ft² 19/F 22 381 ft² 19/F 23 381 ft² 19/F 5 490 ft² 19/F 9 381 ft² 20/F 1 381 ft² 20/F 13 490 ft² 20/F 18 381 ft² 20/F 2 381 ft² 20/F 20 490 ft² 20/F 24 381 ft² 21/F 1 381 ft² 21/F 12 490 ft² 21/F 13 490 ft² 21/F 15 381 ft² 21/F 17 381 ft² 21/F 20 490 ft² 21/F 22 381 ft² 21/F 23 381 ft² 21/F 4 490 ft² 21/F 8 381 ft² 22/F 11 381 ft² 22/F 14 381 ft² 22/F 15 381 ft² 22/F 2 381 ft² 22/F 3 381 ft² 22/F 4 490 ft² 23/F 10 381 ft² 23/F 12 490 ft² 23/F 16 381 ft² 23/F 21 490 ft² 23/F 23 381 ft² 23/F 7 381 ft² 23/F 8 381 ft² 24/F 12 490 ft² 24/F 17 381 ft² 24/F 19 381 ft² 24/F 20 490 ft² 24/F 21 490 ft² 24/F 7 381 ft² 24/F 8 381 ft² 24/F 9 381 ft² 25/F 17 381 ft² 25/F 19 381 ft² 25/F 21 490 ft² 25/F 22 381 ft² 25/F 8 381 ft² 25/F 1 381 ft² 26/F 10 381 ft² 26/F 11 381 ft² 26/F 14 381 ft² 26/F 15 381 ft² 26/F 16 381 ft² 26/F 18 381 ft² 26/F 19 381 ft² 26/F 20 490 ft² 26/F 3 381 ft² 26/F 6 381 ft² 26/F 7 381 ft² 26/F 8 381 ft² 27/F 1 381 ft² 27/F 10 381 ft² 27/F 14 381 ft² 27/F 15 381 ft² 27/F 19 381 ft² 27/F 2 381 ft² 27/F 20 490 ft² 27/F 3 381 ft² 27/F 4 490 ft² 27/F 5 490 ft² 27/F 6 381 ft² 27/F 9 381 ft² 28/F 1 381 ft² 28/F 10 381 ft² 28/F 11 381 ft² 28/F 13 490 ft² 28/F 18 381 ft² 28/F 21 490 ft² 28/F 24 381 ft² 28/F 3 381 ft² 28/F 5 490 ft² 28/F 6 381 ft² 28/F 9 381 ft² 29/F 10 381 ft² 29/F 18 381 ft² 29/F 19 381 ft² 29/F 23 381 ft² 29/F 24 381 ft² 29/F 6 381 ft² 29/F 8 381 ft² 30/F 1 381 ft² 30/F 10 381 ft² 30/F 11 381 ft² 30/F 12 490 ft² 30/F 15 381 ft² 30/F 17 381 ft² 30/F 18 381 ft² 30/F 2 381 ft² 30/F 3 381 ft² 30/F 5 490 ft² 30/F 7 381 ft² 31/F 1 381 ft² 31/F 12 490 ft² 31/F 17 381 ft² 31/F 18 381 ft² 31/F 19 381 ft² 31/F 22 381 ft² 31/F 24 381 ft² 31/F 3 381 ft² 31/F 4 490 ft² 31/F 7 381 ft² 31/F 9 381 ft² 32/F 14 381 ft² 32/F 15 381 ft² 32/F 16 381 ft² 32/F 18 381 ft² 32/F 21 490 ft² 32/F 22 381 ft² 32/F 4 490 ft² 32/F 7 381 ft² 32/F 9 381 ft² 33/F 13 490 ft² 33/F 15 381 ft² 33/F 19 381 ft² 33/F 21 490 ft² 33/F 4 490 ft² 34/F 11 381 ft² 34/F 13 490 ft² 34/F 14 381 ft² 34/F 15 381 ft² 34/F 18 381 ft² 34/F 20 490 ft² 34/F 22 381 ft² 34/F 23 381 ft² 34/F 24 381 ft² 34/F 4 490 ft² 34/F 6 381 ft² 34/F 7 381 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.04M

≈ HK$8,247 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,626/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,586

−HK$1,040/mo

▼ 0.25% · 3.875%

HK$17,102

−HK$524/mo

Today · 4.125%

HK$17,626

baseline

▲ 0.50% · 4.625%

HK$18,699

+HK$1,073/mo

Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,252/mo (50% DSR)

Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,296 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tsing Yi Station

≈ 14 min walk · 1,076 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 20
Saleable Area: 490 Saleable ft²
Gross Area: 694 ft²
Efficiency: 71%
District: Kwai Tsing District · New Territories West
School net (POA): 66

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1998-12-23	HK$1.30M	—	—	HK$1,873

Other appraised units in this building

Data sourced from Renavon.com