Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,155/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,310/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- B
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 76%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-09 | HK$4.13M | −17.4% 6.4y · −3.0%/yr |
| 2017-09-15 | HK$5.00M | +82.5% 5.0y · 16.0%/yr |
| 2012-09-14 | HK$2.74M | +42.7% |
| 2010-05-04 | HK$1.92M | +29.7% |
| 2009-02-20 | HK$1.48M | +6.5% |
| 2005-10-03 | HK$1.39M | +35.0% |
| 2004-03-31 | HK$1.03M | −37.2% |
| 1999-08-26 | HK$1.64M | +13.1% |
| 1995-10-20 | HK$1.45M | — |