Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,521/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,042/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-28 | HK$4.48M | −25.3% 4.6y · −5.0%/yr |
| 2021-04-12 | HK$6.00M | +48.1% 4.6y · 10.0%/yr |
| 2016-08-24 | HK$4.05M | +153.1% 8.3y · 18.0%/yr |
| 2008-05-13 | HK$1.60M | +34.5% |
| 2001-03-14 | HK$1.19M | — |