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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,558/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$51,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-19 | HK$4.08M | −27.8% 3.3y · −8.0%/yr |
| 2021-09-17 | HK$5.65M | +0.0% 1.3y · 0.0%/yr |
| 2020-06-08 | HK$5.65M | +69.2% 6.6y · 10.0%/yr |
| 2013-10-22 | HK$3.34M | +70.4% |
| 1997-01-08 | HK$1.96M | — |