Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,326/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,652/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-28 | HK$5.55M | +41.6% 4.7y · 9.0%/yr |
| 2016-08-26 | HK$3.92M | +96.0% 5.7y · 17.0%/yr |
| 2010-12-09 | HK$2.00M | +25.8% |
| 2009-10-21 | HK$1.59M | −11.7% |
| 1998-05-08 | HK$1.80M | −27.4% |
| 1997-05-02 | HK$2.48M | — |