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At today's rate and a 90% mortgage, the deposit on this unit is about HK$483K, with repayments around HK$21,058/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$42,116/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,266 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 638 ft²
- Efficiency
- 71%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-16 | HK$5.15M | +18.4% 1.3y · 14.0%/yr |
| 2024-10-22 | HK$4.35M | +6.1% 8.6y · 1.0%/yr |
| 2016-04-08 | HK$4.10M | +105.0% 10.8y · 10.0%/yr |
| 2005-07-22 | HK$2.00M | +9.9% |
| 2005-04-20 | HK$1.82M | +41.1% |
| 2003-07-04 | HK$1.29M | — |