▼ 0.50% · 3.625%
HK$4,579
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$144/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$138/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$152/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$312/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$173/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$356/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$166/mo
Today · 4.125%
HK$6,443
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,886/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$188/mo
Today · 4.125%
HK$6,326
baseline
▲ 0.50% · 4.625%
HK$6,711
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,652/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,800
−HK$180/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,348
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$203/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,227
+HK$414/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,132
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,323
−HK$194/mo
Today · 4.125%
HK$7,517
baseline
▲ 0.50% · 4.625%
HK$7,913
+HK$396/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,034/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,082
−HK$217/mo
Today · 4.125%
HK$7,299
baseline
▲ 0.50% · 4.625%
HK$7,743
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,598/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,641
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,846
−HK$208/mo
Today · 4.125%
HK$8,054
baseline
▲ 0.50% · 4.625%
HK$8,479
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,108/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,327
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$232/mo
Today · 4.125%
HK$7,786
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,572/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,151
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,369
−HK$222/mo
Today · 4.125%
HK$8,591
baseline
▲ 0.50% · 4.625%
HK$9,044
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,182/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,784
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$246/mo
Today · 4.125%
HK$8,273
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,546/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,660
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,892
−HK$236/mo
Today · 4.125%
HK$9,128
baseline
▲ 0.50% · 4.625%
HK$9,609
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,256/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,242
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,499
−HK$260/mo
Today · 4.125%
HK$8,759
baseline
▲ 0.50% · 4.625%
HK$9,292
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,518/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,169
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,415
−HK$250/mo
Today · 4.125%
HK$9,665
baseline
▲ 0.50% · 4.625%
HK$10,174
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,330/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).