▼ 0.50% · 3.625%
HK$19,321
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,922
−HK$611/mo
Today · 4.125%
HK$20,533
baseline
▲ 0.50% · 4.625%
HK$21,782
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,066/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,495
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,071
−HK$585/mo
Today · 4.125%
HK$22,656
baseline
▲ 0.50% · 4.625%
HK$23,850
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,312/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,253
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$672/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,644
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,278
−HK$644/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,186
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,907
−HK$732/mo
Today · 4.125%
HK$24,639
baseline
▲ 0.50% · 4.625%
HK$26,139
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,278/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,794
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,485
−HK$702/mo
Today · 4.125%
HK$27,187
baseline
▲ 0.50% · 4.625%
HK$28,620
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,374/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,899
−HK$794/mo
Today · 4.125%
HK$26,693
baseline
▲ 0.50% · 4.625%
HK$28,317
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,386/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,943
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,693
−HK$760/mo
Today · 4.125%
HK$29,453
baseline
▲ 0.50% · 4.625%
HK$31,005
+HK$1,552/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,906/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,050
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,891
−HK$855/mo
Today · 4.125%
HK$28,746
baseline
▲ 0.50% · 4.625%
HK$30,495
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,492/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,900
−HK$818/mo
Today · 4.125%
HK$31,718
baseline
▲ 0.50% · 4.625%
HK$33,390
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,436/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,982
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,883
−HK$916/mo
Today · 4.125%
HK$30,799
baseline
▲ 0.50% · 4.625%
HK$32,673
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,598/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,242
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$877/mo
Today · 4.125%
HK$33,984
baseline
▲ 0.50% · 4.625%
HK$35,775
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,968/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,914
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,876
−HK$977/mo
Today · 4.125%
HK$32,853
baseline
▲ 0.50% · 4.625%
HK$34,852
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,706/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,392
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$936/mo
Today · 4.125%
HK$36,250
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,500/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,846
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,868
−HK$1,038/mo
Today · 4.125%
HK$34,906
baseline
▲ 0.50% · 4.625%
HK$37,030
+HK$2,124/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,812/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,541
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,521
−HK$994/mo
Today · 4.125%
HK$38,515
baseline
▲ 0.50% · 4.625%
HK$40,545
+HK$2,030/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,030/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,860
−HK$1,099/mo
Today · 4.125%
HK$36,959
baseline
▲ 0.50% · 4.625%
HK$39,208
+HK$2,249/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,918/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,690
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,728
−HK$1,053/mo
Today · 4.125%
HK$40,781
baseline
▲ 0.50% · 4.625%
HK$42,930
+HK$2,149/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,562/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).