Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$617K, with repayments around HK$26,892/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$617K · loan HK$5.55M · min. income ≈ HK$53,784/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 503 Saleable ft²
- Gross Area
- 676 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-27 | HK$7.80M | +20.0% 1.4y · 14.0%/yr |
| 2020-11-18 | HK$6.50M | +30.0% 3.7y · 8.0%/yr |
| 2017-03-06 | HK$5.00M | +52.0% 5.6y · 9.0%/yr |
| 2011-07-14 | HK$3.29M | +64.5% |
| 2007-11-19 | HK$2.00M | −13.0% |
| 2000-03-29 | HK$2.30M | +21.1% |
| 1998-11-12 | HK$1.90M | — |