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At today's rate and a 90% mortgage, the deposit on this unit is about HK$696K, with repayments around HK$30,350/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,700/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 499 Saleable ft²
- Gross Area
- 687 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$6.60M | −12.0% 4.8y · −2.0%/yr |
| 2020-12-22 | HK$7.50M | +17.6% 4.1y · 4.0%/yr |
| 2016-10-24 | HK$6.38M | +83.3% 6.0y · 14.0%/yr |
| 2010-11-15 | HK$3.48M | +31.3% |
| 2005-05-04 | HK$2.65M | +22.1% |
| 2000-08-07 | HK$2.17M | — |