▼ 0.50% · 3.625%
HK$4,598
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$145/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,252
−HK$139/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$285/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$160/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,702
+HK$327/mo
Deposit HK$907K · loan HK$1.11M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,627
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$154/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$312/mo
Deposit HK$907K · loan HK$1.11M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$174/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$167/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,163
−HK$189/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$387/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$181/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,378
+HK$369/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,437
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$204/mo
Today · 4.125%
HK$6,841
baseline
▲ 0.50% · 4.625%
HK$7,257
+HK$416/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$13,682/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,161
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,353
−HK$195/mo
Today · 4.125%
HK$7,548
baseline
▲ 0.50% · 4.625%
HK$7,946
+HK$398/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$15,096/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,897
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,111
−HK$218/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,775
+HK$446/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,878
−HK$209/mo
Today · 4.125%
HK$8,087
baseline
▲ 0.50% · 4.625%
HK$8,513
+HK$426/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$16,174/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,585
−HK$233/mo
Today · 4.125%
HK$7,818
baseline
▲ 0.50% · 4.625%
HK$8,294
+HK$476/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$15,636/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,184
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,404
−HK$222/mo
Today · 4.125%
HK$8,626
baseline
▲ 0.50% · 4.625%
HK$9,081
+HK$455/mo
Deposit HK$403K · loan HK$1.61M · min. income ≈ HK$17,252/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,059
−HK$247/mo
Today · 4.125%
HK$8,306
baseline
▲ 0.50% · 4.625%
HK$8,812
+HK$506/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$16,612/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,696
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,929
−HK$236/mo
Today · 4.125%
HK$9,165
baseline
▲ 0.50% · 4.625%
HK$9,649
+HK$484/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$18,330/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,276
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,534
−HK$261/mo
Today · 4.125%
HK$8,795
baseline
▲ 0.50% · 4.625%
HK$9,330
+HK$535/mo
Deposit HK$202K · loan HK$1.81M · min. income ≈ HK$17,590/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,207
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,454
−HK$251/mo
Today · 4.125%
HK$9,705
baseline
▲ 0.50% · 4.625%
HK$10,216
+HK$511/mo
Deposit HK$202K · loan HK$1.81M · min. income ≈ HK$19,410/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).