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At today's rate and a 90% mortgage, the deposit on this unit is about HK$685K, with repayments around HK$29,892/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,595 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsing Yi Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- G
- Saleable Area
- 499 Saleable ft²
- Gross Area
- 687 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-20 | HK$8.50M | +9.7% 3.0y · 3.0%/yr |
| 2018-04-19 | HK$7.75M | +110.0% 7.3y · 15.0%/yr |
| 2011-01-04 | HK$3.69M | +28.1% |
| 2009-07-20 | HK$2.88M | +1.1% |
| 2008-02-19 | HK$2.85M | +26.7% |
| 2000-08-04 | HK$2.25M | — |