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At today's rate and a 90% mortgage, the deposit on this unit is about HK$562K, with repayments around HK$24,507/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,416 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 10 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- C
- Saleable Area
- 488 Saleable ft²
- Gross Area
- 683 ft²
- Efficiency
- 71%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 66
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-28 | HK$5.27M | −12.2% 4.0y · −3.0%/yr |
| 2022-04-08 | HK$6.00M | +1.7% 2.5y · 1.0%/yr |
| 2019-10-25 | HK$5.90M | +100.0% 8.6y · 12.0%/yr |
| 2011-04-08 | HK$2.95M | +68.6% |
| 2007-07-31 | HK$1.75M | −10.3% |
| 2005-07-25 | HK$1.95M | +3.7% |
| 2005-06-18 | HK$1.88M | +29.7% |
| 2003-07-03 | HK$1.45M | — |