▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$307/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$144/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$165/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$337/mo
Deposit HK$935K · loan HK$1.14M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$158/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$322/mo
Deposit HK$935K · loan HK$1.14M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$179/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$368/mo
Deposit HK$831K · loan HK$1.25M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$172/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$352/mo
Deposit HK$831K · loan HK$1.25M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$195/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$398/mo
Deposit HK$727K · loan HK$1.35M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$186/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$381/mo
Deposit HK$727K · loan HK$1.35M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$210/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$429/mo
Deposit HK$623K · loan HK$1.45M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$201/mo
Today · 4.125%
HK$7,780
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$410/mo
Deposit HK$623K · loan HK$1.45M · min. income ≈ HK$15,560/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,330
−HK$224/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$460/mo
Deposit HK$520K · loan HK$1.56M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,908
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,120
−HK$215/mo
Today · 4.125%
HK$8,335
baseline
▲ 0.50% · 4.625%
HK$8,775
+HK$440/mo
Deposit HK$520K · loan HK$1.56M · min. income ≈ HK$16,670/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,582
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,818
−HK$240/mo
Today · 4.125%
HK$8,058
baseline
▲ 0.50% · 4.625%
HK$8,548
+HK$490/mo
Deposit HK$416K · loan HK$1.66M · min. income ≈ HK$16,116/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,435
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,662
−HK$229/mo
Today · 4.125%
HK$8,891
baseline
▲ 0.50% · 4.625%
HK$9,360
+HK$469/mo
Deposit HK$416K · loan HK$1.66M · min. income ≈ HK$17,782/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,056
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$255/mo
Today · 4.125%
HK$8,562
baseline
▲ 0.50% · 4.625%
HK$9,082
+HK$520/mo
Deposit HK$312K · loan HK$1.77M · min. income ≈ HK$17,124/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,963
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,203
−HK$244/mo
Today · 4.125%
HK$9,447
baseline
▲ 0.50% · 4.625%
HK$9,945
+HK$498/mo
Deposit HK$312K · loan HK$1.77M · min. income ≈ HK$18,894/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,530
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,796
−HK$269/mo
Today · 4.125%
HK$9,065
baseline
▲ 0.50% · 4.625%
HK$9,617
+HK$552/mo
Deposit HK$208K · loan HK$1.87M · min. income ≈ HK$18,130/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,490
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,744
−HK$258/mo
Today · 4.125%
HK$10,002
baseline
▲ 0.50% · 4.625%
HK$10,530
+HK$528/mo
Deposit HK$208K · loan HK$1.87M · min. income ≈ HK$20,004/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).