▼ 0.50% · 3.625%
HK$15,594
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,079
−HK$493/mo
Today · 4.125%
HK$16,572
baseline
▲ 0.50% · 4.625%
HK$17,580
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,144/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,348
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,813
−HK$472/mo
Today · 4.125%
HK$18,285
baseline
▲ 0.50% · 4.625%
HK$19,249
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,570/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,153
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,687
−HK$542/mo
Today · 4.125%
HK$18,229
baseline
▲ 0.50% · 4.625%
HK$19,338
+HK$1,109/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,458/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,083
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,595
−HK$519/mo
Today · 4.125%
HK$20,114
baseline
▲ 0.50% · 4.625%
HK$21,174
+HK$1,060/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,228/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,713
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,295
−HK$591/mo
Today · 4.125%
HK$19,886
baseline
▲ 0.50% · 4.625%
HK$21,096
+HK$1,210/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$39,772/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,818
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,376
−HK$566/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,099
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,272
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$640/mo
Today · 4.125%
HK$21,543
baseline
▲ 0.50% · 4.625%
HK$22,854
+HK$1,311/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$43,086/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,552
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$614/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,253/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,831
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,511
−HK$690/mo
Today · 4.125%
HK$23,201
baseline
▲ 0.50% · 4.625%
HK$24,612
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,402/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,939
−HK$660/mo
Today · 4.125%
HK$25,599
baseline
▲ 0.50% · 4.625%
HK$26,949
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,198/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,391
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$740/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,512/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$708/mo
Today · 4.125%
HK$27,428
baseline
▲ 0.50% · 4.625%
HK$28,874
+HK$1,446/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,856/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,726
−HK$789/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,613/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,501
−HK$756/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$30,799
+HK$1,542/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,510
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$838/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,714/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,492
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$802/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,724
+HK$1,639/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,069
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,942
−HK$887/mo
Today · 4.125%
HK$29,829
baseline
▲ 0.50% · 4.625%
HK$31,644
+HK$1,815/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$59,658/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,227
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,064
−HK$850/mo
Today · 4.125%
HK$32,914
baseline
▲ 0.50% · 4.625%
HK$34,649
+HK$1,735/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$65,828/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,160 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).