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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,171/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,342/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 76%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-26 | HK$5.20M | +8.8% 3.7y · 2.0%/yr |
| 2017-06-09 | HK$4.78M | +51.7% 3.7y · 14.0%/yr |
| 2013-09-27 | HK$3.15M | +246.2% |
| 2004-07-23 | HK$910K | −44.2% |
| 1997-02-01 | HK$1.63M | — |