▼ 0.50% · 3.625%
HK$4,380
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$138/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,938
+HK$284/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$133/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$270/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$152/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$311/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$145/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$166/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$159/mo
Today · 4.125%
HK$6,163
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,326/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$180/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$172/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$194/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$397/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,822
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,004
−HK$186/mo
Today · 4.125%
HK$7,190
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,380/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$208/mo
Today · 4.125%
HK$6,982
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,964/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,309
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$199/mo
Today · 4.125%
HK$7,704
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,408/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,226
−HK$221/mo
Today · 4.125%
HK$7,447
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,894/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,796
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,005
−HK$212/mo
Today · 4.125%
HK$8,217
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,434/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,446
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$236/mo
Today · 4.125%
HK$7,913
baseline
▲ 0.50% · 4.625%
HK$8,394
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,826/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,283
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,505
−HK$226/mo
Today · 4.125%
HK$8,731
baseline
▲ 0.50% · 4.625%
HK$9,191
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,462/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,884
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,129
−HK$249/mo
Today · 4.125%
HK$8,378
baseline
▲ 0.50% · 4.625%
HK$8,888
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,756/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,771
−HK$473/mo
▼ 0.25% · 3.875%
HK$9,006
−HK$238/mo
Today · 4.125%
HK$9,244
baseline
▲ 0.50% · 4.625%
HK$9,732
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,488/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).