Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,696/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,392/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 471 Saleable ft²
- Gross Area
- 580 ft²
- Efficiency
- 81%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-14 | HK$3.15M | −24.1% 7.5y · −3.0%/yr |
| 2017-09-19 | HK$4.15M | +315.0% 8.0y · 40.0%/yr |
| 2009-09-28 | HK$1.00M | +58.7% |
| 2006-11-03 | HK$630K | −43.8% |
| 1997-03-01 | HK$1.12M | — |