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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,193/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,386/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- F
- Saleable Area
- 350 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 88%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-15 | HK$4.00M | −7.0% 2.9y · −2.0%/yr |
| 2018-02-09 | HK$4.30M | +49.3% 3.2y · 15.0%/yr |
| 2014-11-26 | HK$2.88M | +110.2% |
| 2010-12-14 | HK$1.37M | +69.1% |
| 2006-09-16 | HK$810K | — |