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Crescira AVM · estimated value ● Medium confidence
HK$4.26M
≈ HK$9,698 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,570/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,474
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,017
−HK$553/mo
Today · 4.125%
HK$18,570
baseline
▲ 0.50% · 4.625%
HK$19,700
+HK$1,130/mo

Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,140/mo (50% DSR)

Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,561 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
C
Saleable Area
439 ft²
Gross Area
547 ft²
Efficiency
80%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2021-04-27 HK$4.20M +215.1%
20.7y · 10.0%/yr
2000-08-11 HK$1.33M −21.6%
4.4y
1996-03-15 HK$1.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 13 min walk · 1,025 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
33
within 1 km (10 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
29
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building