28/F D

in RIVIERA GARDENS HOI TAO MANSION (BLOCK 5)

Tsuen Wan District · New Territories West

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Podium D 434 ft² 1/F A 579 ft² 1/F C 496 ft² 1/F D 422 ft² 1/F F 496 ft² 1/F G 665 ft² 1/F H 579 ft² 2/F A 579 ft² 2/F C 496 ft² 2/F D 422 ft² 2/F E 440 ft² 2/F F 496 ft² 2/F G 665 ft² 2/F H 566 ft² 3/F C 496 ft² 3/F D 440 ft² 3/F E 440 ft² 3/F F 501 ft² 3/F G 639 ft² 3/F H 579 ft² 4/F A 566 ft² 4/F B 639 ft² 4/F C 496 ft² 4/F D 422 ft² 4/F F 496 ft² 4/F G 665 ft² 4/F H 566 ft² 5/F A 579 ft² 5/F B 665 ft² 5/F C 501 ft² 5/F D 422 ft² 6/F A 579 ft² 6/F B 639 ft² 6/F C 496 ft² 6/F D 422 ft² 6/F E 422 ft² 6/F F 496 ft² 6/F G 665 ft² 7/F A 579 ft² 7/F B 639 ft² 7/F C 496 ft² 7/F E 422 ft² 7/F F 496 ft² 7/F G 665 ft² 7/F H 566 ft² 8/F A 566 ft² 8/F B 665 ft² 8/F C 501 ft² 8/F D 422 ft² 8/F F 501 ft² 8/F G 665 ft² 8/F H 579 ft² 9/F A 566 ft² 9/F C 501 ft² 9/F F 496 ft² 9/F H 566 ft² 10/F B 665 ft² 10/F D 422 ft² 10/F F 496 ft² 10/F G 665 ft² 10/F H 579 ft² 11/F A 579 ft² 11/F B 665 ft² 11/F D 422 ft² 11/F E 422 ft² 11/F F 496 ft² 11/F H 579 ft² 12/F A 579 ft² 12/F B 665 ft² 12/F D 422 ft² 12/F E 440 ft² 12/F G 639 ft² 13/F A 579 ft² 13/F B 665 ft² 13/F D 440 ft² 13/F E 440 ft² 13/F F 496 ft² 13/F G 639 ft² 13/F H 579 ft² 14/F A 566 ft² 14/F C 501 ft² 14/F E 440 ft² 14/F F 501 ft² 14/F G 665 ft² 14/F H 579 ft² 14/F B 665 ft² 15/F B 665 ft² 15/F E 440 ft² 15/F G 639 ft² 15/F H 566 ft² 16/F D 440 ft² 16/F E 440 ft² 16/F G 639 ft² 16/F H 566 ft² 17/F B 639 ft² 17/F C 496 ft² 17/F D 422 ft² 17/F E 440 ft² 17/F F 496 ft² 17/F G 665 ft² 17/F H 579 ft² 18/F A 579 ft² 18/F B 639 ft² 18/F C 496 ft² 18/F D 422 ft² 18/F E 440 ft² 18/F F 496 ft² 18/F G 639 ft² 18/F H 566 ft² 19/F A 566 ft² 19/F B 639 ft² 19/F D 422 ft² 19/F E 440 ft² 19/F F 496 ft² 19/F G 639 ft² 19/F H 566 ft² 20/F A 579 ft² 20/F B 639 ft² 20/F C 496 ft² 20/F F 501 ft² 20/F G 665 ft² 20/F H 579 ft² 21/F A 566 ft² 21/F C 496 ft² 21/F D 422 ft² 21/F F 496 ft² 21/F G 665 ft² 22/F B 639 ft² 22/F D 422 ft² 22/F E 422 ft² 22/F G 639 ft² 23/F A 579 ft² 23/F B 665 ft² 23/F C 496 ft² 23/F D 422 ft² 23/F F 501 ft² 23/F G 665 ft² 23/F H 579 ft² 24/F A 579 ft² 24/F C 496 ft² 24/F D 422 ft² 24/F E 422 ft² 24/F F 496 ft² 24/F H 566 ft² 25/F B 665 ft² 25/F C 496 ft² 25/F E 440 ft² 25/F G 639 ft² 25/F H 566 ft² 26/F A 579 ft² 26/F B 639 ft² 26/F C 496 ft² 26/F E 440 ft² 26/F G 665 ft² 26/F H 579 ft² 27/F A 579 ft² 27/F D 422 ft² 27/F E 422 ft² 27/F F 496 ft² 28/F C 496 ft² 28/F D 422 ft² 28/F E 422 ft² 28/F F 496 ft² 28/F G 665 ft² 29/F B 665 ft² 29/F C 496 ft² 29/F D 422 ft² 29/F E 422 ft² 29/F F 496 ft² 29/F H 579 ft² 30/F D 440 ft² 30/F F 496 ft² 30/F H 566 ft² 31/F B 639 ft² 31/F D 422 ft² 31/F E 422 ft² 31/F F 501 ft² 32/F A 566 ft² 32/F B 639 ft² 32/F D 422 ft² 32/F E 422 ft² 32/F G 639 ft² 32/F H 579 ft² 33/F B 639 ft² 33/F C 501 ft² 33/F D 440 ft² 33/F F 496 ft² 33/F H 579 ft² 34/F A 566 ft² 34/F C 496 ft² 34/F D 422 ft² 34/F E 422 ft² 34/F F 496 ft² 34/F G 665 ft² 35/F A 566 ft² 35/F B 639 ft² 35/F C 501 ft² 35/F D 422 ft² 35/F G 665 ft² 35/F H 579 ft² 36/F A 579 ft² 36/F B 639 ft² 36/F D 440 ft² 36/F E 440 ft² 36/F F 501 ft² 36/F G 665 ft² 36/F H 579 ft² 37/F A 579 ft² 37/F B 639 ft² 37/F C 501 ft² 37/F D 440 ft² 37/F F 501 ft² 37/F G 665 ft² 37/F H 579 ft² 38/F B 639 ft² 38/F C 496 ft² 38/F D 422 ft² 38/F E 422 ft² 38/F F 501 ft² 38/F G 639 ft² 38/F H 579 ft² 39/F A 566 ft² 39/F B 665 ft² 39/F C 496 ft² 39/F D 440 ft² 39/F E 422 ft² 40/F A 579 ft² 40/F B 665 ft² 40/F C 496 ft² 40/F D 422 ft² 40/F E 422 ft² 40/F F 496 ft² 40/F G 665 ft² 40/F H 579 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.78M

≈ HK$11,338 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,869/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,638

−HK$1,231/mo

▼ 0.25% · 3.875%

HK$20,249

−HK$620/mo

Today · 4.125%

HK$20,869

baseline

▲ 0.50% · 4.625%

HK$22,139

+HK$1,270/mo

Deposit HK$478K · loan HK$4.31M · min. income ≈ HK$41,738/mo (50% DSR)

Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,954 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tsing Yi Station

≈ 9 min walk · 709 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 69 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: D
Saleable Area: 422 Saleable ft²
Gross Area: 555 ft²
Efficiency: 76%
District: Tsuen Wan District · New Territories West
School net (POA): 62

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2012-10-25	HK$3.20M	+64.1%	HK$7,583	HK$5,766
2010-06-17	HK$1.95M	+23.4%	HK$4,621	HK$3,514
2008-08-07	HK$1.58M	−44.8%	HK$3,744	HK$2,847
1997-04-16	HK$2.86M	—	HK$6,777	HK$5,153

Other appraised units in this building

Data sourced from Renavon.com