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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,314/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,628/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 412 ft²
- Efficiency
- 76%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-29 | HK$5.18M | +24.8% 3.1y · 8.0%/yr |
| 2017-05-16 | HK$4.15M | +33.0% 3.6y · 9.0%/yr |
| 2013-09-23 | HK$3.12M | +73.3% |
| 2011-01-19 | HK$1.80M | +15.4% |
| 2010-06-04 | HK$1.56M | +15.6% |
| 2010-01-05 | HK$1.35M | +46.7% |
| 2006-03-18 | HK$920K | −37.0% |
| 1996-12-17 | HK$1.46M | +16.8% |
| 1995-07-25 | HK$1.25M | — |