Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.78M
≈ HK$8,443 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$278K, with repayments around HK$12,116/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,401
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,756
−HK$360/mo
Today · 4.125%
HK$12,116
baseline
▲ 0.50% · 4.625%
HK$12,853
+HK$737/mo

Deposit HK$278K · loan HK$2.50M · min. income ≈ HK$24,232/mo (50% DSR)

Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
A
Saleable Area
329 ft²
Gross Area
450 ft²
Efficiency
73%
District
Kwai Tsing District · New Territories West
School net (POA)
64

Transaction History

Date Price Gain / loss
2021-01-28 HK$3.52M +10.8%
3.2y
2017-12-11 HK$3.18M +448.3%
16.4y
2001-08-08 HK$580K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Hing
≈ 14 min walk · 1,074 m
Education
35
schools within 1 km (14 within 500 m)
Daily convenience
32
within 1 km (10 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com