Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$6.44M
≈ HK$10,165 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$644K, with repayments around HK$28,110/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,452
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$836/mo
Today · 4.125%
HK$28,110
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,711/mo

Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,220/mo (50% DSR)

Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,458 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
C
Saleable Area
634 ft²
Gross Area
910 ft²
Efficiency
70%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2021-03-04 HK$7.89M +146.5%
10.6y
2010-08-18 HK$3.20M +21.7%
3.9y
2006-08-25 HK$2.63M +22.3%
2.4y
2004-05-06 HK$2.15M −29.5%
4.6y
1999-09-08 HK$3.05M −16.4%
2.8y
1996-12-13 HK$3.65M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 24 min walk · 1,884 m
(quite far — consider other transport options)
Education
6
schools within 1 km (0 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 6 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building