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At today's rate and a 90% mortgage, the deposit on this unit is about HK$547K, with repayments around HK$23,880/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 475 Saleable ft²
- Gross Area
- 752 ft²
- Efficiency
- 63%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-19 | HK$6.90M | +25.5% 3.8y · 7.0%/yr |
| 2017-07-24 | HK$5.50M | +78.6% 6.2y · 13.0%/yr |
| 2011-04-27 | HK$3.08M | +20.8% |
| 2010-10-29 | HK$2.55M | +15.4% |
| 2009-08-21 | HK$2.21M | −7.9% |
| 1998-03-06 | HK$2.40M | +5.3% |
| 1996-11-29 | HK$2.28M | — |