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At today's rate and a 90% mortgage, the deposit on this unit is about HK$315K, with repayments around HK$13,720/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$315K · loan HK$2.83M · min. income ≈ HK$27,440/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tsuen Wan Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 75%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-16 | HK$3.88M | +5.1% 9.6y |
| 2016-12-01 | HK$3.69M | +37.7% 2.7y · 14.0%/yr |
| 2014-03-25 | HK$2.68M | +50.6% |
| 2010-12-31 | HK$1.78M | +9.2% |
| 2010-10-22 | HK$1.63M | +91.8% |
| 2006-07-05 | HK$850K | +1.2% |
| 2005-11-19 | HK$840K | −53.6% |
| 1997-11-24 | HK$1.81M | — |