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At today's rate and a 90% mortgage, the deposit on this unit is about HK$272K, with repayments around HK$11,860/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$272K · loan HK$2.45M · min. income ≈ HK$23,720/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 444 ft²
- Efficiency
- 72%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-20 | HK$3.38M | +5.6% 3.2y · 2.0%/yr |
| 2018-03-06 | HK$3.20M | +73.9% 5.7y · 13.0%/yr |
| 2012-06-19 | HK$1.84M | +46.0% |
| 2010-11-18 | HK$1.26M | +37.0% |
| 2009-11-20 | HK$920K | +46.0% |
| 2006-06-03 | HK$630K | +18.9% |
| 2005-06-16 | HK$530K | — |