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At today's rate and a 90% mortgage, the deposit on this unit is about HK$260K, with repayments around HK$11,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,660/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 78%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-07 | HK$3.50M | −9.1% 1.8y · −5.0%/yr |
| 2020-07-28 | HK$3.85M | +318.5% 12.9y · 25.0%/yr |
| 2007-08-14 | HK$920K | +17.9% |
| 2007-04-21 | HK$780K | −43.5% |
| 1997-06-14 | HK$1.38M | +7.8% |
| 1997-05-17 | HK$1.28M | — |