▼ 0.50% · 3.625%
HK$16,431
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,942
−HK$520/mo
Today · 4.125%
HK$17,462
baseline
▲ 0.50% · 4.625%
HK$18,524
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,924/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,280
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,770
−HK$497/mo
Today · 4.125%
HK$19,267
baseline
▲ 0.50% · 4.625%
HK$20,283
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,534/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,074
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,637
−HK$571/mo
Today · 4.125%
HK$19,208
baseline
▲ 0.50% · 4.625%
HK$20,377
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,416/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,647
−HK$547/mo
Today · 4.125%
HK$21,194
baseline
▲ 0.50% · 4.625%
HK$22,311
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,388/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,718
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,331
−HK$623/mo
Today · 4.125%
HK$20,954
baseline
▲ 0.50% · 4.625%
HK$22,229
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,908/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,936
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,524
−HK$597/mo
Today · 4.125%
HK$23,121
baseline
▲ 0.50% · 4.625%
HK$24,339
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,242/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,361
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$675/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$646/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,368
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,934
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$696/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$779/mo
Today · 4.125%
HK$26,193
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,386/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,420
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$746/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,523/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$831/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,639
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$796/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,453
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,802
−HK$883/mo
Today · 4.125%
HK$29,685
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,806/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,370/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,075
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,909
−HK$845/mo
Today · 4.125%
HK$32,754
baseline
▲ 0.50% · 4.625%
HK$34,481
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,508/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$935/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$895/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,509
+HK$1,828/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).