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At today's rate and a 90% mortgage, the deposit on this unit is about HK$616K, with repayments around HK$26,886/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$616K · loan HK$5.55M · min. income ≈ HK$53,772/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$151,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 7
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 87%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-27 | HK$7.35M | +25.6% 3.3y · 8.0%/yr |
| 2017-04-13 | HK$5.85M | +95.7% 5.2y · 18.0%/yr |
| 2012-01-18 | HK$2.99M | +51.0% |
| 2010-02-01 | HK$1.98M | +32.0% |
| 2004-04-20 | HK$1.50M | −28.6% |
| 1996-07-26 | HK$2.10M | +5.0% |
| 1996-07-13 | HK$2.00M | — |