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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,483/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,088 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tsuen Wan Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 521 ft²
- Efficiency
- 72%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-11 | HK$5.00M | −5.1% 6.9y · −1.0%/yr |
| 2017-11-01 | HK$5.27M | +43.6% 4.1y · 11.0%/yr |
| 2013-09-18 | HK$3.67M | +160.3% |
| 2007-08-08 | HK$1.41M | +5.2% |
| 2004-11-05 | HK$1.34M | +15.5% |
| 2004-05-21 | HK$1.16M | −22.7% |
| 2000-06-30 | HK$1.50M | — |